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A is the registered owner of Lot 22, covered by title T-2020. For 12 years, B possessed the lot in the concept of owner, paid the annual taxes, and financed substantial improvements (a fence, irrigation works, and a small dwelling) with funds provided by B. There was no express agreement for reimbursement of the improvements. When A demands possession, B sues A for reimbursement of the value of the improvements under the accion in rem verso. Which action is the proper remedy for B under Philippine law, and why does this differ from an accion reivindicatoria in this scenario?