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Two transactions are described. (a) Mutuum: A lender advances Debtor B the amount of P480,000 in cash for 180 days, with the explicit understanding that B will return the identical amount at the end of the period. B uses the funds for business operations and, on day 180, returns P480,000 in cash. (b) Commodatum: The same lender lends a portable welding generator to Debtor C for 10 days to be used on a construction site, and C returns the generator on day 10 with a cracked housing and a burned-out battery. (1)Identify the governing contracts for (a) and (b) and state the controlling rule on what the borrower must return in each contract. (2)For the Commodatum scenario, explain the borrower’s liability for damages, including whether ordinary wear and tear is admissible and when the borrower must pay for repairs or replacement.