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Solara Precision Systems, Inc., a high-precision electronics components manufacturer, has PHP 480 million in total debts due within the next 85 days. Facing a liquidity crunch, the board files for Suspension of Payments under RA 10142 with the trial court, seeking a temporary stay of creditor actions for 120 days and the appointment of a rehabilitator to supervise operations and negotiations with creditors for rehabilitation. A majority of unsecured creditors express support for the relief; a substantial secured creditor, Gulf Trust Bank (GTB), objects and seeks immediate payment on its secured claim. The court grants the 120-day suspension and directs submission of a rehabilitation plan. After 90 days, GTB files a motion to lift the stay on grounds of lack of progress and alleged bad faith. (a) Identify the controlling doctrine governing Suspension of Payments under RA 10142 and the essential predicates for the grant of relief. (b) Distinguish Suspension of Payments from liquidation or other insolvency devices and explain the practical effect of the stay on creditor rights, including secured and unsecured creditors. (c) Apply to the facts: Has SPS satisfied the prerequisites? What should the court decide on GTB's motion? Why?