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Notary Public Atty. Rivera is about to notarize a Deed of Sale of a parcel of land. The signer, Isabel Mercado, arrives with only one government-issued ID—a valid Philippine Driver's License in the name 'Isabel Mercado.' She signs the instrument in the notary's presence and personally appears before the notary; there are no witnesses; the notary has no prior personal knowledge of Isabel Mercado. Two individuals, Mr. Ramon Dizon and Ms. Mia Santos, who claim to know Isabel Mercado well, are present and offer to identify her. They present their own IDs and attest to having known her for years. Isabel Mercado cannot provide a second government-issued ID at that time. (a) Identify the controlling rule on competent evidence of identity that the notary should apply. (b) Based on the facts, determine whether Isabel Mercado's identity is proven by COI and explain why. (c) If COI is insufficient or there is doubt about identity, what steps may be taken to cure the deficiency, and what would be the effect on the notarization?