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Under the Civil Code, an obligation is defined as a juridical relation whereby the debtor is bound to give, to do, or not to do something, which arises from law, contract, quasi-contract, delict or quasi-delict. Which statement best describes the essential elements and the debtor–creditor relationship created by the juridical tie in the following scenario? Facts: Elena, a business owner, orally hires Marco, a licensed designer, to design and supervise the renovation of her shop for PHP 420,000, payable in two installments. They do not sign a written contract. Elena pays PHP 210,000 upfront. Marco begins work but stops after 25 days, citing cash flow issues. Elena sues for completion of the services or for damages.