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All Jurisprudence based

0 tracked cards Civil Law and Land Titles and Deeds

Seven years ago, Lala lent 45,000 to her neighbor Bruno in cash. The loan was oral; there was no written contract and no interest. The debt matured six years ago. Bruno did not sue to collect within the prescriptive period. Recently, Bruno voluntarily paid Lala 45,000 in full. Which of the following statements is correct about the nature of the obligation and the effect of Bruno’s voluntary payment, under Philippine law?

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The obligation is natural; Bruno’s voluntary payment extinguishes the natural obligation; if Lala had timely sued within the prescriptive period and obtained a judgment before prescription, Bruno’s later payment would not affect the judgment or the creditor’s remedy. The obligation is civil; once prescription lapses, the creditor may still be compensated through a fresh action, making Bruno’s later payment irrelevant to any prior remedy. The obligation is civil; since the debt matured and prescription has run, Bruno’s voluntary payment has no legal effect and he may still sue to enforce the debt if a court later allows it. The obligation is natural; Bruno’s voluntary payment extinguishes the natural obligation; if Lala had timely sued and obtained a judgment before prescription, the later payment would still affect and reduce the amount recoverable under the judgment.

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