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A parcel of land owned by Mateo Dizon is mortgaged to UnionBank to secure a loan of 6,000,000. Skyline Builders, Inc., a contractor working with Mateo on a development project, signs a development agreement with Mateo and with UnionBank. Per the agreement, Skyline pays the overdue installments to UnionBank in full to forestall foreclosure and, by a separate written instrument, is expressly subrogated to UnionBank’s rights against Mateo. Mateo refuses to reimburse Skyline. (a)Identify the legal doctrine governing Skyline’s rights. (b)Distinguish legal subrogation from conventional subrogation and state which applies to Skyline’s payment and why. (c)Explain the effect on Mateo’s obligation to Skyline and on UnionBank’s mortgage, including any defenses Mateo may raise against Skyline under this doctrine.