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Question
Jomar, a GSIS member, is married to Mina and they have one child. He designates his brother-in-law Renato as the sole beneficiary of his GSIS life-insurance benefit. After Jomar's death, Mina and their child claim survivor benefits; Renato asserts he is entitled to the life-insurance proceeds. (a) Define who are the dependents entitled to GSIS survivor benefits under RA 8291 and whether Mina qualifies as a dependent in this context. (b) Distinguish between a 'beneficiary' (the person designated to receive benefits) and a 'dependent' (a person who may qualify for survivor benefits) under the Act, including who may designate a beneficiary and what happens if the designated beneficiary predeceases. (c) Apply to the facts: who is entitled to the GSIS proceeds in Jomar's case, and what are the possible outcomes if Renato predeceased Jomar or if a contingent beneficiary exists.