Flashcards Studio

(a) Identify the offense under RA 10175 Sec. 4(b)(3) and state its essential elements.
(b) Apply to the following facts: Dara, a former IT support at a fintech company, copies a coworker’s login credentials from an unsecured file and uses them to access the coworker’s online wallet, transferring ₱75,000 to Dara’s account. Does Dara’s conduct constitute computer-related identity theft under Sec. 4(b)(3)? Explain.
(c) If Dara had merely copied the coworker’s credentials but did not login or use them to access any account or commit fraud, would Sec. 4(b)(3) apply? Explain.